{"id":4840,"date":"2017-01-07T01:07:45","date_gmt":"2017-01-07T06:07:45","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4840"},"modified":"2017-01-07T01:07:45","modified_gmt":"2017-01-07T06:07:45","slug":"understanding-your-loan-additional-information-can-be-important","status":"publish","type":"post","link":"https:\/\/ctgtn.com\/understanding-your-loan-additional-information-can-be-important\/","title":{"rendered":"Understanding Your Loan: Additional Information Can Be Important"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_g13q2v7hxl dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/g13q2v7hxl\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan.<\/p>\n<p>Review these terms:<\/p>\n<ul>\n<li>Assumption: can this loan be transferred to another person if you sell or transfer the property?<\/li>\n<li>Demand: can the lender require early repayment of the loan?<\/li>\n<li>Late Payments: what penalty, after what period, applies?<\/li>\n<li>Negative Amortization: does this loan schedule or allow payments that do NOT fully cover the interest due, resulting in increased loan principal?<\/li>\n<li>Partial Payments: what is THIS lender&#8217;s policy?<\/li>\n<\/ul>\n<p>You should also review Escrow Account details to understand whether you will pay additional property costs via regular Escrow Account payments or handle them yourself directly.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan. Review these terms: Assumption: can this loan be transferred to another person if you sell or transfer the property? Demand: can the lender require early repayment of the loan? Late Payments: what penalty, after&hellip;<\/p>\n","protected":false},"author":106,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[29],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Understanding Your Loan: Additional Information Can Be Important - Morristown, Jefferson City, Dandridge, TN | Colonial Title Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ctgtn.com\/understanding-your-loan-additional-information-can-be-important\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Your Loan: Additional Information Can Be Important - Morristown, Jefferson City, Dandridge, TN | Colonial Title Group\" \/>\n<meta property=\"og:description\" content=\"Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan. Review these terms: Assumption: can this loan be transferred to another person if you sell or transfer the property? Demand: can the lender require early repayment of the loan? 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